Annette "Toni" E. TRACY

March 28, 1938 — January 11, 2017

Annette "Toni" E. TRACY

Annette E. "Toni" TRACY, 78, of Knoxville, PA, died Wednesday, January 11, 2017 in Cole Memorial Hospital, Coudersport, PA.
Born March 28, 1938, in Knoxville, she was the daughter of Oliver E. and Adaline J. Giantomasi Beebe.
On November 8, 1975, in Westfield, she married Jeffrey R. Tracy, who survives.
She was employed by Citizens & Northern Bank for several years and then was self-employed for many years.
Surviving besides her husband, Jeff, are: three daughters, Christine Simpson of Whitesville, NY, Lisa (Joseph) Stoddard of Lawrenceville, and Gina (John) Greenfield of Wellsboro; a step-son, Chad (Rachael) Cowburn of Coudersport; eight grandchildren; nine great-grandchildren; two sisters, Sandra (James) Johnson of Knoxville and Connie (Stuart) Potter of Harrison Valley; and nieces and nephews. In addition to her parents, she was predeceased by a brother, Eugene R. Beebe.
There will be no visitation or service.
Memorials may be made to a charity of the donor's choice.
Arrangements are entrusted to the Olney Funeral Home & Cremation Service, Ulysses, PA. Online condolences may be expressed at
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